You average one transaction a day, with a few extra on the weekend.

Account Features:

• 40 transactions included for one monthly fee, including:

   ◦ Interac
® Direct Payment
   ◦ Credit union affiliated ATM networks (Surcharge-free access to over 4100 ACCULINK® and
      EXCHANGE® ATMs throughout Canada)
   ◦ MemberDirect® online banking
   ◦ TeleService® telephone banking
   ◦ In-branch transactions
   ◦ Cheques
   ◦ Pre-authorized debits
   ◦ ICU® Services (Inter-Credit Union Services)
   ◦ 4 Interac e-Transfers

• Per item fee on excess of 40 transactions

® (Canada) and PLUS* (International) ATM Networks give you access to ATMs around the world (Surcharge fees may apply)
• 2 Interac® ATM transactions

• Personalized Cheques

• No fee Travellers Cheques

• Safety Deposit Box discount

• Overdraft protection available based on approved credit