RRSP Loans

RRSP loans*, with rates as low as prime (OAC), provide an opportunity for members to maximize their RRSP contribution. Take advantage of maximum tax benefits today while planning for future retirement.

Take advantage of unused carry-forward amounts or maximize a yearly contribution by borrowing with a LaHave River Credit Union RRSP Catch-Up Loan, and take up to 10 years to repay.  If you receive a tax refund, it could be used to:

  • pay down the loan balance

  • make an early contribution for next year

  • spend at your leisure – the choice is yours


  • Terms from 1-5 years with 10-year amortization period*

  • Flexible Interest Rates

  • Invest in products available through LaHave River Credit Union

  • Invest in Mutual Funds

  • Credit, life, critical illness and disability insurance available

  • Minimum payments as low as $100 per month

Call us at 902 543-3921 to learn more


Apply Online Now

*Conditions may apply. See in-branch for details. RRSP loans do not qualify for the interest expense tax deduction for income tax purposes, an RRSP is already tax advantaged.