Line of Credit

Personal Line of Credit/Overdraft Protection

Protect Your Account

LaHave River Credit Union Line Of Credit allows you the member to borrow any amount to the maximum predetermined amount without having to arrange for individual loans. Regular monthly deposits are required to keep the line of credit fluctuating. Interest is calculated on the amount borrowed or withdrawn from the line of credit for the period used, calculated on the daily closing balance and charged to the account monthly. You can access this account in one of three ways:

  • Writing a personal cheque
  • Withdrawing from your account in branch
  • Using your global payment card

 Home Equity Line of Credit

Utilize up to 80% of the appraised value of your property less any prior mortgages or liens. Top up your RRSP, build your investment portfolio, home repairs or a vacation. Monthly payments are only 1% of the outstanding balance. The Home Equity Line puts you in control of your money.