Transaction Fees

Service Charge Updates took effect April 1st, 2017.
Click here for Personal Account Updates or Business Account Updates.

Item YOUR
Chequing
YOUR
Savings
YOUR US$ Chequing* YOUR
Business
YOUR Credit Union ATM Withdrawal $0.95 $1.50 n/a $1.10
YOUR Credit Union ATM Bill Payment $1.00 $1.50 n/a $1.10
EXCHANGE® and AccuLink® ATM Withdrawal $0.95 $1.50 n/a $1.10
Interac Network(domestic) ATM Withdrawal $2.00 $2.00 n/a $2.00
PLUS® Network(international) ATM Withdrawal $4.00 $4.00 n/a $4.00
GLOBAL PAYMENT™ MasterCard® $0.95 n/a n/a $1.10
MemberDirect® Online Banking – Inquiry $0.00 $0.00 $0.00 $0.00
MemberDirect® Online Banking – Transfer $0.95 $1.50 n/a $1.10
MemberDirect® Online Banking – Bill Payment $1.00 $1.50 n/a $1.10
TeleService® Telephone Banking – Inquiry $0.00 $0.00 $0.00 $0.00
TeleService® Telephone Banking – Transfer $0.95 $1.50 n/a $1.10
TeleService® Telephone Banking -Bill Payment $1.00 $1.50 n/a $1.10
Direct Payment Purchase / Interac® Online $0.95 $2.00 n/a $1.10
Pre-authorized Payment $0.95 $2.00 $1.00 $1.10
Overdraft Fee $5.00 $5.00 $5.00 $5.00
Overdraft Protection Fee (Monthly) $2.25 n/a n/a $2.25
Telephone Call re: NSF Item $5.00 $5.00 $5.00 $5.00
Transfer for funds to cover Overdraft $5.00 $5.00 $5.00 $5.00
Global Payment NSF $43.00 n/a n/a $43.00
In-Branch Cash Withdrawal $0.95 $1.50 $1.00 $1.10
In-Branch Bill Payment $2.00 $2.00 $2.00 $2.00
In-Branch Transfer $0.95 $1.50 $1.00 $1.10
Cheque Withdrawal $0.95 $2.00 $1.00 $1.10
Cheque – Certified for customer-owner $15.00 $15.00 $15.00 $15.00
Cheque – Stop Payment $13.50 $13.50 $13.50 $13.50
Returned NSF Item $48.00 $48.00 $48.00 $48.00
Cheque – Official $7.75 $7.75 $7.75 $7.75
Money Order – Canadian $7.75 $7.75 $7.75 $7.75
Money Order – US$ $7.75 $7.75 $7.75 $7.75
Wire Transfer – Canadian Funds $ 30.00 min. plus cost
Wire Transfer – US$ Funds $ 30.00 min. plus cost
Safety Deposit Box – Small $ 50.00/yr $ 50.00/yr $ 50.00/yr $ 50.00/yr
Safety Deposit Box – Medium $ 70.00/yr $ 70.00/yr $ 70.00/yr $ 70.00/yr
Safety Deposit Box – Large $ 85.00/yr $ 85.00/yr $ 85.00/yr $ 85.00/yr
Interac e-Transfer $1.50 $1.60 $1.50 $1.50
Deposit Anywhere $1.50 $1.50 $1.50 $1.50
Statement Option $2/month $2/month $2/month n/a

Sundry Service Charges

 

Item: Fee:
Non-Member Certified Cheques $18.00
Non-Encoded Cheques $4.50
Cash US Cheques $6.00
Cash US Cheques $6.00
Cash Sterling Cheques $10.00
Cash Cheque (Non-Member) $3.00
Charge Back $20.00
Telephone Call Re: Overdraft $5.00
Copies of Cheque Images $ 5 per item + time after 10 min.
Tracing $ 25.00 per hr., $ 40.00 min.
Commercial Account Review $50.00 min.
Transfer Acct to another Financial Institution $25.00
Transfer of RSP’s to another Financial Institution $50.00
Accounts Closed within 90 days $50.00
Loan or Mortgage Late Payments (after 5 days) $45.00
Statement with Cheque Images $5.00
Print Account History $2.50
 Deactivate Interac Flash $20.00
 Rejected Clearing Item $5.00
 AFT/Direct Deposit Account Errors $2.00
 Reference Letter – Account Balance $10.00
Reference Letter – Interest Earned $10.00
On-Line Bill Tracing $10.00
Unlocking LIF $50.00

*All service charges are subject to change at any time.